Grrrrr April 30, 2006
Posted by irishmadness in Admin, PF blogging community.add a comment
OK, so WordPress is not showing my links, even though I have everything set up correctly. For now, use the previous post, and hopefully I’ll have this figured out soon. My apologies.
Lack of Links April 30, 2006
Posted by irishmadness in Admin.add a comment
As you’ve probably noticed, I don’t have any links to the wonderful PF blogs I’ve been reading during the last several weeks. Either Sunday or Monday I’ll be adding those, so if you’re not already a PF blog junkie, you’ll get ample exposure to some of regular stops. I’ll also probably post about the handful I particularly enjoy.
If you’re a PF blogger who wants to be added, drop me a line at colorguard AT mac DOT com with a link to your blog so I can check it out.
Intro April 23, 2006
Posted by irishmadness in Admin, Credit cards, Student loans.1 comment so far
Welcome!
During the last few months I’ve become more and more interested in debt and personal finance as I try and pay down my own credit card debt. I started blogging about personal finance (PF) on my regular blog, and finally decided it was taking up enough space to deserve its own home.
My personal situation is that I’m a journalist in my late 20s trying to pay down the credit card debt I ran up while trying to live the lives my higher-paid friends have on a journalist’s salary. At one point, I hit about $11,000 in credit card debt, all on one card, plus about $9,000 in student loans. I don’t worry much about the student loans because I locked them in last year at the lowest possible interest rate and had a low enough balance to start that the monthly payments aren’t choking me.
My parents did all the right things - taught me to budget, gave me a subscription to Consumer Reports’ “Zillions” money magazine for kids, and generally educated me about money and how to handle it. I had great habits in high school, but college life wasn’t quite so compatible and I drifted away from them. Now I’m back in the groove, but need to get rid of the debt I incurred while I was young and foolish. (I’m still young, but hopefully no longer foolish.)
In the last year, I’ve paid down about $3,000 in credit card debt, and am on track to pay off the remaining $8,500 in the next 15 months. Read Debt $ense regularly and follow my progress, as well as pick up some tips I’ve learned along the way.
